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Low Payment Financing Options For Your Roof

A new roof is one of the most important investments you’ll ever make in your home. But that doesn’t mean you should have to pay for it all at once.

At RAFTRx Roofing + Exteriors, we offer convenient roof financing options so you can move forward with your roof replacement now and pay over time with a plan that fits your budget. Whether you’re replacing an aging roof, updating your home’s look, or planning a remodel, our team will walk you through straightforward roof payment plans designed to make the process stress-free.

Service Finance Company | Roof Financing | RAFTRx Roofing + Exteriors

Our Financing Partner: Service Finance Company, LLC

Service Finance Company, LLC – a subsidiary of Truist, offers RAFTRx Roofing + Exteriors customers a simple application process with near instant approvals. Your application is entirely online, with straightforward pricing and no hidden fees. The terms are easy to understand and online customer support is available 24/7.

Fast — Simple — Paperless

A fast, secure online application process

Clear and easy-to-understand terms

Flexible repayment options based on your budget

Programs designed specifically for roof projects

Once you receive your detailed roof estimate from RAFTRx Roofing + Exteriors, we’ll provide you with the information you need to apply directly with Service Finance Company through their secure platform. Already have an estimate from RAFTRx? Click the link below to start your application.

What are my Roof Financing Options with RAFTRx?

Every home and budget is different, so we’ll help you explore roof financing options that may include:

  • Roof replacement financing for asphalt shingles, metal, or other roofing systems
  • New roof financing for remodels, additions, and upgrades
  • Financing for premium materials, like architectural shingles or energy-efficient options

Our goal is simple: help you choose a monthly payment that makes sense for your household while getting the quality roof your home needs.

Roof Financing Options | RAFTRx Roofing + Exteriors
Roof Financing Options | RAFTRx Roofing + Exteriors

Why Do Homeowners Choose Roof Financing?

Many homeowners use roof financing even when they could pay in full, simply because it offers flexibility and peace of mind.

Some benefits of choosing roof replacement financing with RAFTRx include:

  • Take care of your roof now
    Avoid postponing necessary work and risking leaks, wood rot, or interior damage.
  • Preserve savings and cash flow
    Keep your emergency fund intact by spreading your roof cost over manageable monthly payments.
  • Upgrade to better materials
    Financing can make it easier to choose higher-performance roofing products that offer improved durability, energy efficiency, and curb appeal.
  • Plan your budget with confidence
    Fixed monthly payments and clear terms help you plan ahead without surprises.

Ready to schedule your free 20-point roof inspection?

Call us or fill out the form below to get started.

How the Financing Process Works

  • Schedule a Free Roof Estimate: A RAFTRx roofing specialist will inspect your current roof, discuss your goals, and provide a detailed proposal for your replacement or upgrade.

  • Review Your Options: We’ll walk you through different material choices, warranty options, and project timelines so you can decide what works best for you.

  • Discuss Financing: If you’d like to explore a roofing payment plan, we’ll explain available financing options through Service Finance Company and answer general questions about how it works.

  • Complete the Online Application: You’ll fill out a secure, online application directly with Service Finance Company. In many cases, decisions are made quickly so your project can move forward without delay (final timing and approval are determined by the lender).

  • Approve Your Project & Schedule Installation: Once you’re comfortable with the financing terms, RAFTRx schedules your roof replacement and keeps you updated from start to finish.

Roofing Financing FAQs

Is roof financing only for full roof replacements?

No. While full roof replacement financing is very common, you may also finance other qualifying roofing and exterior upgrades depending on the scope of your project and lender guidelines.

Do I apply for financing through RAFTRx?

RAFTRx will guide you through the process, but your application and approval are handled directly by Service Finance Company through their secure online system. We’re here to answer general questions and help coordinate timing with your project.

Will applying for financing affect my credit?

Service Finance Company will typically perform a credit check as part of the application process, which may impact your credit score. For exact details, you’ll want to review the lender’s disclosures and terms during the application.

Can I pay off my roof early?

Many financing programs allow you to pay off your balance early, but the specifics depend on the exact plan you choose. Be sure to review your agreement from Service Finance Company to understand any prepayment terms or promotional conditions.

What if I’m not sure which roof option I can afford?

That’s exactly why we offer roof payment plans! Your RAFTRx representative can provide several pricing options based on different materials and warranty levels, then help you see how each option might look as a monthly payment through financing.

RAFTRx Roofing + Exteriors | Top-Rated Full-Service Roofing Contractor